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Before You Call Your Insurer

Choosing your personal injury attorney after you have been in an accident is not a decision that should be taken lightly.  This choice will influence your experience with insurers as well as care providers and (in our experience) is a determinative factor of the amount of the compensation you receive.

We believe that your current financial status shouldn’t be a barrier to your ability to enforce your rights or to receive care for your injuries so JD James & Associates PC offers its personal injury services on a contingency basis, which means there is no upfront payment due from you - we are paid only if and when you are paid.  We are motivated to win in the same way you are.

Car Accidents

An accident can happen at any time, even if you’re an extremely safe driver.  It’s impossible to control the actions of others on the road, but we’re here to help you handle the unexpected.

An accident can result in thousands of dollars in medical bills, costly car repairs, lost time (and wages), alongside emotional damage that can last for years.  It is important that you are represented by an attorney when communicating with insurers and other third parties.  The placement of liability as well as the preservation of the facts and evidence of your claim, or failure to do so, is the difference between a successful claim and an unsuccessful one.

If you’re in an accident, STOP and take the following 3 steps:

  1. Visit the hospital on the same day of the accident

  2. Call an attorney

  3. Allow your attorney to contact the at-fault driver’s insurance on your behalf.

Slip and Fall

If you are injured on or inside of someone else's property, you may have the right to pursue a personal injury case against the property owner.  This is a fairly common occurrence for property owners and therefore a familiar topic for insurers.

Because this happens often, insurance companies and retail institutions want to settle quickly and pay you as little as possible with little consideration to the impact of your injuries on your life and mental state.  


Their attorneys simply want the best for their clients, but we want the best for you.  Regardless of how nice an insurer nice appears to be when speaking to you, their motivation is to close your settlement at the lowest amount possible.

You are potentially vulnerable to common pitfalls when you are not represented by an attorney who is trained to protect your interests and to seek out the most favorable judgements available.

Let's Work Together

We are confident that we have the expertise to assist you in finding the proper care while ensuring all of your expenses are covered by the at-fault party's insurance policy and that you are compensated for your pain, suffering, and lost wages where applicable.

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